Frequently Asked Questions

We provide four core services: Tax Preparation & Accounting, Bookkeeping, Credit Repair, and Business Funding. We work with individuals, families, freelancers, and small-to-mid-sized businesses.

Yes. Our team serves clients in English and Spanish. / Sí, atendemos en español.

Mon–Fri 10 AM–7 PM, Sat 10 AM–4 PM, closed Sunday.

Yes, the initial consultation is free.

939 W Jefferson Blvd, Suite 109, Dallas TX 75208 (Oak Cliff).

The federal deadline is typically April 15 for individuals. If you can't file by then, we can request an extension — but taxes owed are still due on the original deadline. Book an appointment early to avoid delays.

W-2s, 1099s, last year's return, ID, Social Security cards for dependents, mortgage/property tax statements, medical expenses, charitable donations, and any business income/expense records. Request our full Tax Preparation Checklist on the Resources page.

We can help you prepare unfiled returns and review or respond to IRS notices. Many people apply for a payment plan themselves at https://www.irs.gov/payments/payment-plans-installment-agreements. The IRS charges a setup fee for some plans; a payment plan is not free. An Offer in Compromise is only for taxpayers who qualify. Use the IRS pre-qualifier at https://irs.treasury.gov/oic_pre_qualifier/ and the Taxpayer Advocate Service at https://www.taxpayeradvocate.irs.gov/get-help/. We prepare and e-file returns (ERO). We do not represent you before the IRS, and we do not negotiate an offer in compromise. See /disclaimer.

Credit bureaus generally have about 30 days to investigate a dispute, with limited exceptions. What changes on a report depends on whether the information is inaccurate, incomplete, or cannot be verified. Results vary. No score change or removal is guaranteed. Accurate, timely information may remain.

We dispute inaccurate, unverifiable, incomplete, or outdated items — including incorrect late payments, charge-offs tied to accounts that aren't yours, outdated collections, and duplicate reporting. We don't promise to remove accurate negative items.

Disputing information you believe is inaccurate, incomplete, or unverifiable is a federal right under the Fair Credit Reporting Act. As reports change, scores can move up or down. There is no guarantee of any score change. Accurate, timely information may remain.

Credit repair fees are charged only after those services are fully performed, where advance fees are prohibited. You receive a written contract and may cancel within three business days. Tax preparation fees are separate from credit repair fees. This answer does not list dollar amounts. See /disclaimer.

Typically $30k–$100k in revolving lines of credit or term loan financing. Rates generally range from 7–20% APY depending on credit profile, business revenue, and loan type.

No. We work with clients at various credit levels. If your score needs work, we can pair funding prep with credit repair so you qualify for better terms.

Pre-qualification usually happens within 24–48 hours. Full funding can close in 1–3 weeks depending on the lender and documentation.

Yes — they're different roles. Bookkeeping is the day-to-day tracking of transactions. Accounting uses that data to prepare taxes, financial statements, and strategy. Good bookkeeping makes accounting cheaper and more accurate.

Monthly at minimum. We offer weekly, bi-weekly, and monthly bookkeeping packages based on your business volume.